Is your service really free?

Yes. As a licensed broker I'm paid directly by the insurance carriers, so my guidance never costs you anything extra.

Which states do you serve?

I'm licensed in multiple U.S. states. Contact me to confirm coverage in your state.

Do you speak Spanish?

Absolutely. All services are offered fully bilingual — English and Spanish.

Annual / Open Enrollment Period runs Oct 15th – March 31, but many qualifying SEP events may qualify you outside of this period that I can uncover for you.

Will you help after I enroll?

Yes — I stay with you year-round for claims questions, plan changes, and annual renewals.

Can you help me apply for Medicaid?

Yes. We can check your eligibility for Medicaid in your state and guide you through the application at no cost.

Licensed Health Insurance Broker

Affordable Health Insurance For You & Your Family

Compare top U.S. carriers and enroll in the right plan — with expert bilingual guidance at no cost to you.

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Licensed U.S. Broker Bilingual EN / ES 100% Free Service A+ Rated

10+ Years Experience

5,000+ Families Insured

50+ Trusted Carriers

David Hernandez

Licensed Health Insurance Broker

Plans Tailored to You

Every quote is built around your family, budget, and doctors.

Personalized Guidance

A real bilingual broker — never a call center or a bot.

Top Insurance Companies

Direct access to 50+ of America's most trusted carriers.

Trust & Commitment

We stay with you year-round — claims, changes, renewals.

COVERAGE

Insurance Plans We Offer

Comprehensive coverage tailored to your needs and budget.

ACA Health Plans

Marketplace plans with subsidies — often $0/month for qualifying families.

Medicare Advantage

Medicare Advantage plans also offer extra perks like food cards and Part B givebacks automatically added on to your monthly Social Security checks. Lets get you qualified.

Dental, Vision and Hearing Flex

Standalone plans that keep your smile, eyesight, and hearing protected.

Heart Attack and Stroke Insurance

Heart attack or stroke insurance is a type of supplemental critical illness coverage that pays a direct cash lump-sum benefit upon the first official diagnosis of a covered cardiac event or cerebrovascular stroke. It helps bridge financial gaps left by standard health plans.

Life Insurance

Term and whole life policies to protect what matters most.

Hospital, Accident and Cancer Indemnity

Cash benefits for hospital stays, accidents, and cancer treatment to help cover out-of-pocket costs.

Medicare Supplemental Plans

Medicare Supplement plans, also called Medigap, help pay out-of-pocket costs not paid by Original Medicare like copayments, coinsurance and deductibles.